How to sell a house with a lien

Selling a house with liens

Have you been thinking about selling your house, but are concerned about a property lien? Even if your home does have a property lien on it, you can still sell your home. Learn your home sale options!

Fill out the form and learn how much your home could sell for an all cash sale or a traditional home sale in the real estate market.

"Highest offer literally gave me my quality of life back."
Leia Poston
Sold a home to Highest Offer

Selling your house with liens

If you have questions about a property you own, just give us a call or shoot us a text at (253) 201-3000.

Need to sell home fast

Selling a house can be daunting. When you sell a house with a lien attached, the process can be even more difficult. The more you know about selling a house with a lien and the options available, the easier the home selling experience becomes.

Highest Offer assists homeowners who have liens on their property sell quickly and easily as possible.

Curious about what your house could sell for a cash offer or on the real estate market?

We’ll present you with all of your options in 24 hours or less.

Options to sell a house with a lien on it

We’ve purchased and sold homes with property liens on them many times before and we can do the same for you.

Option #1: Cash Offer

We'll buy your house as-is for a fair cash offer without having to do any repairs, pay closing costs, or deal with any agents.

Option #2: List on the MLS

We can have one of our agents list your home for a traditional home sale in as-is condition. You pay closing costs and fees.

Option #3: Renovated MLS

One of our agents will list your home after recommended minor or major repairs. You pay closing costs and fees.

Home sale options

Cash Offer

Traditional Home Sale

Selling a property with a lien for a fair all cash offer

It can be challenging to sell a house with liens on it. If you want to sell a home with liens for cash in Washington, please fill out our offer request form. It’s free and there is no obligation to sell your house to us.

What is a Property Lien?

To understand what a property lien really is, let’s first define it. Essentially, property liens are legal rights possessed by a holder. If an asset isn’t paid off, the creditor then can exercise their rights and gain control of a property. As one of the most well-known examples of this, the mortgage lender often seizes (repossesses) your property if you fail to make consistent payments toward your mortgage.

This is a common occurrence with car repossessions as well. 

The lien itself is filed within the county office, then distributed to the property owner urging that the repossession take place. There are two common forms of property liens: voluntary and involuntary. 

  • Voluntary Liens– Liens that have been agreed to by both parties, the mortgage lender and the mortgage debtor (you). When signing up for the mortgage, you accepted that the lender holds a lien in case your home is foreclosed on.
  • Involuntary Liens– Liens that are enforced by law on a property as a result of failed payments. Typically, these occur when the debtor doesn’t live up to their side of the agreement on payments, taxes, or necessary renovations. Involuntary liens don’t require that the creditor give notice to the debtor. 

How to sell a home with a property lien

How can you possibly sell a property that has a property lien on it? The answer is yes, but finding an interested buyer the traditional way will be next to impossible. So how can you find someone to buy your property? Go to a cash home buyer for help. Here at Highest Offer, we’ve purchased homes with property liens on them plenty of times before and we can buy your home too. Fill out any form on this page or give us a call, it’s that easy.

A fair guaranteed cash offer to move forward

We’re Highest Offer, a family-owned real estate investment and brokerage company based out of Tacoma, WA. Our family has been buying and selling homes in Washington state for over 30 years. As second-generation home investors, we’ve helped encumbered homeowners out of every situation possible and we can do the same for you. 

The best choice when you need to sell a property

We've bought everything, from condemned properties to million dollar homes.

We get it, you need to sell your house and you want a fair offer. We're here to help.

Why work with Highest Offer?

For over 20 years, we’ve built our business on a foundation of trust, experience, and knowledge.

We buy houses in all price ranges

Highest Offer will provide you with a free, as-is, no-obligation cash offer within 24 hours. There are also ZERO Realtor commissions, fees, or closing costs.

We buy houses as is in all conditions

Whether it’s a fixer-upper or in perfect condition, we'll buy your property 100% AS-IS. No need to clean, make repairs, or take unwanted items.

We buy houses on your timelines

Need to close really fast? We’ve got you covered. Need more time for closing? Not a problem, you pick the closing date and let us do the rest.

Get a cash offer on your property in 24 hours

Whatever life changes you are going through, whatever your story is, we are here to simplify the home sale process. We’ll help you achieve the Highest Offer on your home, work on your timeline, and support your move forward to the next thing.

If you need to sell your home quickly and find yourself wondering what your options are, get in touch with us today.

No fixing anything, no commissions, and no closing costsMost importantly, our process is easy and we will treat you with honesty, respect, and kindness.

Frequently asked questions

An all-cash deal enables us to buy your home without financing. To close, we typically transfer funds electronically or with a cashier’s check.

Because a lender isn’t involved, we’re able to keep closing timelines brief. Once we’re under contract, the sale can close in as fast as a week — just enough time for the title and escrow companies to clear any liens, etc.  

We look at the location of the property, the current condition, and values of comparable houses sold in the area recently.

There is absolutely no obligation for you. Once you tell us a bit about your property and situation, we’ll make you an all-cash offer that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us.

Great question. We are professional home buyers that can purchase homes in Washington for cash that meet our purchasing criteria. We also own a traditional real estate brokerage with which we can list your property on the MLS. Upon meeting, we can present you with the best options for your individual situation.

Because we also own a traditional real estate brokerage, we can list your property on the MLS. Top local real estate agent, Eli Hale has expertly listed and sold many homes. 

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